After years of market fluctuations, interest rates are expected to stabilize in 2025. While they may not return to historic lows, locking in a mortgage at a steady rate provides predictability and long-term financial security. Waiting too long could mean paying more as home prices and borrowing costs continue to climb. Today’s interest rates are still below the historical mortgage rate average of 7.73%.

The current housing market remains tight, with fewer homes available for sale. Demand continues to outpace supply, driving up prices on existing homes. Zillow is predicting moderate price appreciation in 2025 in the Midwest with an average increase in price of 3 to 4 percent, while in cities like Columbus with robust growth the price increase will likely be higher.

In many cases, buyers are paying a premium for outdated homes that still require costly renovations. Instead of settling for a home that doesn’t fully meet your needs, building new ensures you get exactly what you want from day one.

Many of the homes available on the market today require significant remodeling to meet modern design and functionality standards. Between labor shortages, rising material costs, and unforeseen structural issues, renovation expenses can quickly surpass the cost of building a brand-new home. When you build new, there are no surprise costs—everything is designed to fit your lifestyle from the start.

Even after remodeling, an older home may still have aging components that require costly updates sooner than expected. Electrical, plumbing, HVAC, and roofing systems all have limited lifespans, and replacing them can add tens of thousands of dollars to your total cost. A new home provides the latest technology, energy efficiency, and modern building materials, reducing maintenance costs and increasing long-term savings.

Building a new home in 2025 means incorporating the latest energy-efficient materials, smart home features, and sustainable design options. From high-performance insulation to energy efficient mechanical systems, new homes are designed to save on utilities and provide a healthier living environment. Retrofitting an older home to meet these standards is not only costly but often inefficient compared to starting from scratch.

Older homes often come with outdated layouts, small kitchens, and inefficient use of space. When you build new, you have complete control over the design—whether it’s an open-concept living space, a gourmet kitchen, or a spa-like primary suite. Your home is built to fit your needs, not retrofitted to accommodate them.

With rising home prices, limited inventory, and the increasing costs of remodeling, building new in 2025 offers the best value. A custom home ensures you get exactly what you want, built with modern materials, energy efficiency, and the latest technology—all with fewer unexpected costs and maintenance issues.

If you’re ready to explore what’s possible with a fully custom home, let’s talk!